All of us Chinese cannot wait any longer. Every day of delay will bring great suffering, disaster, revenge, social suici···
The healthy growth of children is related to the happiness of the family and the future of society.
On March 2, the National Medical Insurance Administration, the Ministry of Education, the National Health Commission and other institutions jointly issued a notice announcing the launch of a special campaign for children's basic medical insurance. This initiative not only has practical value in many aspects, but also attracts widespread public attention.
Recently, many departments have launched a special campaign for children to participate in basic medical insurance, which is of great significance.
By the end of 2024, at least 80% of newborns will complete the insurance enrollment procedures in the year of birth, which sets a clear and crucial goal.
In developed areas such as Shanghai, the insurance participation rate is already high. Such a goal can help the national child insurance participation rate to reach a higher level.
Setting goals also reflects the country’s great emphasis on building a children’s health security system.
Across the country, the child insurance participation rate in some places has been low in the past. Establishing this goal will be of great benefit to improving the entire security system.
The actual situation is that multiple departments of the country jointly set this goal. They not only pay attention to children's rights and interests, but also encourage localities to optimize working methods according to their own actual conditions.
Although provinces with large populations such as Henan have relatively sufficient medical and health resources, they have encountered many difficulties in enrolling children in insurance. We must work hard to improve and optimize related work processes.
In terms of optimizing the newborn insurance enrollment process, the notice has clear requirements.
All localities must implement integrated management of "birth events".
For example, Hunan and other places have launched pilot projects in this area, with remarkable results.
In areas where implementation has not yet been implemented, it is key for medical insurance, health and other departments to strengthen information sharing.
In some areas, the information of newborns cannot be exchanged in time between medical insurance and health management agencies, which has caused the slow progress of insurance enrollment.
Strengthening information sharing can effectively avoid these problems.
In principle, newborns can be insured and paid within 90 days, and the compliance expenses from birth can be reimbursed.
This brings great convenience to families with newborns, especially those with poor economic conditions, greatly reducing their medical pressure.
More than 20 provinces across the country have implemented the "One Birth Event" pilot program, and the results are worthy of people's attention.
The work promoted by Yunnan and other places to apply for newborn insurance based on birth medical certificates is very popular.
This method reduces a lot of red tape.
Shanghai is promoting cross-provincial processing of "birth events" in the Yangtze River Delta region, which is a major innovation.
Here, newborns can easily apply for medical insurance by simply showing their household registration book or birth certificate. Childbirth-related medical expenses can be reimbursed in one go, eliminating the need to travel around and submit materials repeatedly.
Such exploration results provide reference for other regions.
Medical insurance is indispensable for children’s health protection.
Take some large cities in Guangdong as an example. These cities have better medical conditions, but medical expenses are also relatively high.
Families covered by medical insurance will not delay treatment due to high medical expenses when their children fall ill.
Our country is gradually improving its diversified medical care network, which is in line with the national leaders’ instructions to promote the orderly connection of the medical care system.
For example, improving the critical illness insurance and medical assistance system can provide a more solid guarantee for the healthy growth of children.
When a child becomes seriously ill, there is a complete system to protect the family from poverty due to illness.
Settlement for medical treatment in other places is also a key part of improving children's medical insurance.
In real life, many children have to go to other places to seek medical treatment due to family relocation or parents' job changes.
For example, children in some northern cities follow their parents to live and work in the south.
If settlement for medical treatment in another place is inconvenient, treatment may be delayed and it will also put additional pressure on the family's finances.
Implementing settlement for medical treatment in other places can effectively solve such problems.
At the same time, it complements the good development of the long-term care insurance system and jointly builds a comprehensive care system for children's health protection.
In the future, commercial medical insurance can also play a complementary role in the field of children's health protection.
Although our country has taken many positive measures in the field of children's basic medical insurance, there are still broad development prospects waiting to be expanded.
In some remote areas, publicity efforts need to be stepped up. Many rural parents do not know much about the benefits of participating in insurance.
How to improve publicity in these areas is a challenge.
Facilities and equipment for handling insurance in grassroots areas also need to be upgraded.
Some rural areas have poor network signals and aging office equipment. These problems may affect the efficiency of insurance processing.
Our country still needs in-depth research and development to provide appropriate protection mechanisms for children in remote and rural areas.
The fact that the state has made many efforts to protect the rights and interests of children is worthy of recognition.
Here, I would like to ask all readers: In your place, has the insurance status of children improved significantly?